Author - Behdad

It’s not all doom and gloom

It’s very understandable that, if you’re been even casually observing Canada’s housing, construction, real-estate, mortgages, etc., sectors, you might have a...

A housing crash, or a return to normal

As much as today’s housing market may seem unique, the current speculation about a crash in the market is not new. In fact, since the last Canadian recession in 2009...

MICs: More growth, less risk

Despite the fact that mortgage investment corporations (MICs) are considered to be an alternative, private and perhaps riskier source of mortgage investment, data from...

Why alternative lenders keep growing

One of the prevailing themes on this blog has been documenting the growth of the alternative mortgage market. There are various reasons for this growth. Traditionally...

Yes, there’s good news in the housing market

There has been no shortage of naysaying within Canada’s housing market, for good reason. Various government bodies have taken measures specifically designed to prevent...

Are mortgages finally going digital?

There was a time when just about all banking was synonymous with inconvenience. Had a cheque that needed to be cashed after work? Too bad. Bank was closed. Short on cash...

New mortgage regulations, same story

Guidelines recently imposed by Canada’s federal financial regulator serve as a perfect example of the state of Canada’s mortgage sector, and why the alternative...