Author - Behdad

Trends in mortgage regulation

Regulations and government intervention in Canada’s mortgages market has been a hot topic for some time. At the heart of the debate is concern over how inflated...

The benefits of mortgage investing

Investing in the construction-related sector often means investing in real estate, doesn’t it. Real-estate investment and speculation is considered one of the staples...

Construction mortgages explained

While the concept of a mortgage may seem relatively simple — involving a lender, borrower and collateral — the reality is that mortgages can in fact be complex...

The attraction of private mortgages

Canada’s banking system has traditionally been very well regulated and, as a result, has withstood pressures such as the global housing bubble. The same goes for...

The upside of foreclosures

Mortgages are considered to be relatively safe sources of financing precisely because they are backed by the value of the underlying property. That’s why they call it...

What exactly is a mortgage broker?

There used to be a time when everyone would simply go to their bank in order to secure a mortgage. In fact, people still do that, although the practice is less common...

The regulated nature of mortgages

Regulations surrounding mortgage financing have always been a source of debate — in Canada, the United States (where the last housing and financial crisis started) and...

Canada’s strong mortgages market

Mortgages aren’t generally seen as a “market,” in and of themselves, but they are. A mortgage isn’t just a way of allowing people to buy a house, or even a...

What is a private mortgage?

Most people associate mortgages with banks lending money to homeowners in exchange for interest payments that are secured by the property itself as collateral. In fact...

Types of mortgage investments

Previously we have discussed the basic principles behind investing in mortgages and why mortgages serve as such sound financial investments. In a nutshell, lending...